Luther Crest: Subsidized housing for seniors in Toledo, Ohio

Luther Crest is an attractive, affordable apartment community primarily for individuals age 62 years or older. Nestled on a picturesque campus in west Toledo, between Central Avenue and Bancroft Street, Luther Crest is convenient to numerous shopping venues, restaurants, and medical facilities. The campus is shared with Luther Woods, another Genacross Lutheran Services senior apartment community, and provides a beautiful setting for senior independent living.

As Genacross’ first affordable housing community, Luther Crest is still one of its most popular and features 71 apartments in two separate buildings. Like many Genacross housing sites, Luther Crest has a spiritual foundation because it was developed with the support of Lutheran and non-Lutheran congregations, as well as the local community. Seniors of all faiths are welcome to make Luther Crest their home.

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  • Features and Amenities

    Luther Crest is a 71-unit apartment community that provides a home with utilities and services at one reasonable rate. Following are some of the features and amenities provided:

    • One-bedroom apartments (approximately 540 square feet), which include a carpeted living room with dining space, a full bath, and a kitchen with a range, sink, and refrigerator
    • All apartments on ground level with a patio
    • Individually controlled heat and air conditioning
    • Central hallway to lobby, social areas, laundry, and mailboxes
    • Convenient parking and pleasant grounds
    • Cable TV available (additional fee)
    • Non-smoking campus
    • Small pets welcome
  • Services

    Many services are provided to residents at no extra cost. These services include exterior maintenance such as lawn care, snow and trash removal, and interior maintenance of the electrical, heating and air conditioning, and plumbing systems.

    A wide variety of social opportunities are made available to residents, if they wish to participate. Activities vary and may include card parties, bingo, Bible studies, lunch outings, and monthly birthday parties. Check the monthly activity calendar for a full schedule of events.

    Transportation is available through local senior transportation services.

    Service Coordination

    Genacross is committed to helping residents age in the setting of their choice and maintain their independence. A service coordinator is available onsite to assist residents in procuring services such as meals, home health care, and housekeeping — all of which help in maintaining an independent lifestyle.

  • Eligibility

    Because Genacross develops communities under special financing arrangements aimed at encouraging senior housing opportunities, an income limit is required. In addition, 10 percent of Luther Crest’s apartments are for individuals 18 years or older who have a disability.

    The eligibility guidelines for Luther Crest are designed to house extremely low- and very low-income individuals. As defined by the U.S. Department of Housing and Urban Development, extremely low income does not exceed 30 percent and very low income does not exceed 50 percent of the median family income for the county or metropolitan area.

    Income from all sources must be verified as part of the initial certification process. Annual recertification also is required. All information acquired is kept confidential.

    To obtain the current income eligibility levels and disability qualifications for Luther Crest, please contact the housing manager at

  • Cost

    Residents pay 30 percent of adjusted gross annual income. All utilities except telephone and cable TV are included in the rent. A security deposit equal to one month’s rent is required before moving in.

To learn more, call Luther Crest at 419.841.5689. You may also fill out our contact form.

Subsidized Housing

Genacross Lutheran Services adheres to federal law which forbids discrimination in housing or services, directly or indirectly, on the basis of race, color, religion, sex, national origin, age, familial status, or disability. Alleged violations may be referred to a HUD regional office of Fair Housing and Equal Opportunity.